Last Day To Sign Up For Affordable Care is March 31, 2014- Read Details

Question: When is the last day to sign up for Affordable Care Act / Obamacare?

Quick Answer: Last day to apply for health insurance is March 31, 2014 but you should apply before February 14 to avoid tax penalty.

The last day to apply for the new health care, Affordable Care Act is March 31, 2014. But with the new health care individual mandate, currently uninsured will need to get health insurance by March 31 in order to avoid tax penalties.

But in order to accomplish that, the insurance signup must be completed around mid-February and coverage would then be initiated by March 1.

The reason for the mid-February date is that health insurance typically starts at the beginning of a month and it takes up to 15 days to process the Affordable Care Act / Obamacare application.

For example, if a person signs up for health insurance on February 10 and it takes 2 week to process the application, then the whole process is finished on February 24 and the health insurance starts on March 1. Health insurance coverage only starts on the first of the month.

If you signup for Affordable Care Act after February 15, most likely you will be accessed tax penalty for not having health insurance coverage by March 31. Since 2013/2014 is the first year of implementation, you can likely get the penalty waived as long as you signed up for the health insurance coverage by March 31.

In subsequent years (for 2015 and afterwards), the last date for open enrollment is December 7.



Redskins, Stop Disrespecting The American Indian

In an era when everyone gets props and consideration, it's time for the American Indian to get some respect. It time for the Washington Redskins to change their name and stop disrespecting the American Indian. We've been ripping off the American Indian since the beginning of time. They deserve a little respect. The Redskins could be renamed, how about these to get started?

The Washington Capital Bombers

The Washington Force

The The Washington Filabusters- ( how about “Busters” for short)

The Washington “Whips”

The Presidents

The Commanders

Just a few names for consideraton. They really do need to stop disrespecting the American Indian.


Mike Vick will Make the Most of His Third Chance

Lets get this out of the way. Mike Vick will be a starter somewhere in the NFL next season. We will find out soon where that destination will be. In the meantime, there are still lots of haters out there, understandably so. Vick paid his debt to society and for four years in Philadelphia he was more than a model citizen. He will get another chance because he is intriquing as a quarterback and he poses multiple threats.

During the Andy Reid years Vick was not used correctly and Marty Morningwig had him throwing way too many passes. Furthermore, the O-Line was terrible. Vick got beat up every single game. Also, the reps did not protect or police the game by calling unnecessary roughness. They wanted Vick to get hurt. Here was a man knowing that he had to make the most of this second chance because of what he did. He had no choice but to take it. It was not easy. Living in the Philadelphia market I saw the beating that Vick took on the field every Sunday. One thing I know about Vick, He is one tough Football player and person. He got no help from anyone in Philly.

He also evolved into a model citizen whether people want to give him credit or not. Philly is a tough market. If you can suirvive there, anywhere else in the country is a piece of cake. If he gets protection and he plays in the right system running a balanced offense and a system that embraces his athleticism, Mike Vick will thrive once again. In my opionion Philadelphia was not the right market for Vick. However it made him stronger.